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HDFC Life Smart Term Pro
HDFC Life Smart Term Pro
UIN: 101N159V01Premium payment term, limited. Life cover, up to 80 years1
100% return of premium on maturity
Life Cover up to 80 years1
Pay Premium for 5, 8, 10 or 12 Years
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Why HDFC Life Smart Term Pro is just right for you?
A Non-Linked Non-Participating Individual Life Term Insurance Plan
If you are looking for a life insurance cover to financially protect your family and also receive return of premiums on completion of policy term, then this plan is suitable for you.
Life insurance cover for full policy term
Return of total premiums on maturity
Pay premiums for 5,8,10 or 12 years only
Option for Family Income Payout for 5 or 10 years
Enhanced protection through Riders
If you are looking for a life insurance cover to financially protect your family and also receive return of premiums on completion of policy term, then this plan is suitable for you.
Life insurance cover for full policy term
Return of total premiums on maturity
Pay premiums for 5,8,10 or 12 years only
Option for Family Income Payout for 5 or 10 years
Enhanced protection through Riders
Your Plan. Your Benefits
View the benefits available for you
- Life Insurance Cover
- Return of Premium on Maturity
- Limited Pay Option
- Family Payout Option
Life Insurance Cover
Life Insurance Cover
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In case of unfortunate demise of the life assured during the policy term, Sum Assured on Death is paid as per the death benefit payout option selected.
Sum Assured on Death = higher of (7 times the Annualized Premium or Basic Sum Assured or 105% of Total Premiums Paid.)
Check Eligibility Criteria
ELIGIBILITY CRITERIA
Product Features |
Premium Paying Term (PPT) |
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|---|---|---|---|---|
5 Pay |
8 Pay |
10 Pay |
12 Pay |
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Entry Age (years) |
18 to 60 |
18 to 60 |
18 to 60 |
18 to 60 |
Policy Term (years) |
15 to 40 |
15 to 40 |
15 to 40 |
15 to 40 |
Minimum Sum Assured (INR) |
50 lacs |
15 lacs |
15 lacs |
15 lacs |
Maximum Sum Assured (INR) |
As per the Board Approved Underwriting policy of the company |
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Maximum Maturity Age |
80 years |
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Premium Paying Mode |
Monthly1, Half-yearly and Annual |
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1. For monthly mode: 3 Monthly premiums are collected in advance on the date of commencement of the policy
Term Insurance is incomplete without riders
Riders in insurance have an important part in contingency planning.
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HDFC Life Critical Illness Rider
UIN: 101B018V01
We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.
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HDFC Life Accidental Death Disability and Dismemberment Benefit Rider
UIN: 101B017V01
We pay additional lump sum amount in case of Accidental Death, Disability or Dismemberment
DOWNLOAD
- Subject to maximum Policy Term of 40 years
ARN: EU/07/22/28258