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(To Buy a Policy)

(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

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For Existing Customers

(Issued Policy)

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Why HDFC Life Saral Jeevan is just right for you?

 Non-Linked Non-Participating Individual Life cum Savings Insurance Plan

Why HDFC Life Saral Jeevan is just right for you?
  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

  • If you want to start saving regularly with a small amount and want to get guaranteed returns to fulfill your short term goals, along with the benefit of life insurance cover, then this plan is suitable for you.

  • Life insurance cover during full policy term

  • Choice to take maturity benefit in lump sum or as regular income

  • Guaranteed Returns1

Why HDFC Life Saral Jeevan is just right for you?

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

Your Plan. Your Benefits

View the benefits available for you

  • Life Insurance Cover during full policy term
  • Maturity Benefit
  • Tax Benefits

Life Insurance Cover during full policy term

Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Payment Term (PPT)

5/6/7/8/9/10/11 years

Policy Term

Lump sum Variant

Income Variant

 

5 PPT: 5 years

6 PPT: 12 years

6 PPT: 6 years

 

7 PPT: 7 years

8 PPT: 12/16 years

8 PPT: 8 years

 

9 PPT: 9 years

10 PPT: 15/20 years

10 PPT:10 years

 

 

11 PPT: 11 years

Minimum Age at Entry  (as on last birthday)

30 Days1

Min. Maturity Age

18 years

Max. Maturity Age

85 years

Maximum Age at Entry  (as on last birthday)

65years

Premium Payment Mode

Annual,Half Yearly, Monthly #

Min. Premium

PPT

Min. Premium

5,6 yrs

20,000 (Annual)

12,000 (Half Yearly)

2,000 (Monthly)

7,8,9 yrs

15,000 (Annual)

9,000 (Half Yearly)

1,500(Monthly)

10,11 yrs

10,000 (Annual)

6,000 (Half Yearly)

1,000 (Monthly)

Maximum Premium

No Limit (subject to Board approved underwriting policy)

Income Payout Mode

Annual, Monthly

# For monthly premium payment mode, 3 monthly Premium(s) are collected in advance on the date of commencement of the policy.

For non POS Variant.

1. Risk cover starts from date of commencement of policy for all lives including minors. In case of a Minor life, the policy will vest on the Life Assured on attainment of age 18 years.

All ages mentioned above are age last birthday.

The minimum premium amounts are exclusive of taxes and other statutory levies as applicable.

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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1. Guaranteed Benefit is paid on survival at maturity provided all due premiums are paid during the premium payment term

ARN: PP/01/24/7947