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RESUME APPLICATION PAY PREMIUM

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Why HDFC Life My Assured Income Plan is just right for you?

A non-linked non-participating Individual Life Insurance Savings Plan

Why HDFC Life Sanchay Legacy?

  • The plan is suitable for those who want to pay premium for a shorter duration of time and receive assured regular income in the future.

  • Choice of 3 variants to receive Guaranteed Income payouts

  • Guaranteed Terminal Benefit on completion of policy term

  • Limited Premium Payment Term

  • Enhanced protection through optional riders

  • The plan is suitable for those who want to pay premium for a shorter duration of time and receive assured regular income in the future.

  • Choice of 3 variants to receive Guaranteed Income payouts

  • Guaranteed Terminal Benefit on completion of policy term

  • Limited Premium Payment Term

  • Enhanced protection through optional riders

Why HDFC Life Sanchay Legacy?

Your Plan. Your Benefits

View the benefits available for you

  • Plan Variants
  • Premium Paying Term
  • Terminal Benefit

Plan Variants

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Plan Variants

  • You get assured regular income once you have paid all the due premiums.

  • You can choose to receive the income on an annual or monthly basis.

  • You have the flexibility to choose from 3 variants to receive income as described below:

    Variant 1 – Uniform Income Benefit:

     

     

    Annual Income

    Monthly Income

    Policy Term

    Premium Payment Term

    Year from the policy start date

    Income paid at the end of each year1

    Month from the policy start Date

    Income paid at the end of each Month1

    10 years

    5 years

    6th to 10th year

    101%

    61st to 109th month

    8%

    16 years

    8 years

    9th to 16th year

    125%

    97th to 181st month

    10%


    Variant 2 – Enhanced Income Benefit:

     

     

    Annual Income

    Monthly Income

    Policy Term

    Premium Payment Term

    Year from the policy start date

    Income paid at the end of each year1

    Month from the policy start Date

    Income paid at the end of each Month1

    10 years

    5 years

    11th to 15th year

    125%

    121st to 169th month

    10%

    16 years

    8 years

    17th to 24th year

    175%

    193rd to 277th month

    14%


    Variant 3 – Increasing Income Benefit:

     

     

    Annual Income

    Monthly Income

    Policy Term

    Premium Payment Term

    Year from the policy start date

    Income paid at the end of each year1

    Month from the policy start Date

    Income paid at the end of each Month1

    10 years

    5 years

    11th

    100%

    121st

    8%

    12th

    110%

    133rd

    8.8%

    13th

    120%

    145th

    9.6%

    14th

    130%

    157th

    10.4%

    15th

    140%

    169th

    11.2%

    16 years

    8 years

    17th

    100%

    193rd

    8%

    18th

    120%

    205th

    9.6%

    19th

    140%

    217th

    11.2%

    20th

    160%

    229th

    12.8%

    21st

    180%

    241st

    14.4%

    22nd

    200%

    253rd

    16%

    23rd

    220%

    265th

    17.6%

    24th

    240%

    277th

    19.2%

  • Disclaimer:

    1. As a fixed percentage of one Annualized Premium

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Check Eligibility Criteria

ELIGIBILITY CRITERIA

Premium Payment Term (Years)

5 years / 8 years

Policy Term (Years)

5 PPT - 10 years

8 PPT-16 years

Minimum Age at Entry (as on last birthday)

PPT

Uniform Income Benefit

Enhanced Income Benefit/ Increasing Income Benefit

5 years

13 years

(14 years for Monthly Income Payout)

8 years

(9 years for Monthly Income Payout)

8 years

10 years

(11 years for Monthly Income Payout)

2 years

(3 years for Monthly Income Payout)

Maximum Age at Entry (as on last birthday)

PPT

Age at Entry

5 years

60 years

8 years

54 years

Minimum Premium

PPT

Uniform Income Benefit

Enhanced Income Benefit/ Increasing Income Benefit

5 years

₹ 95,000 (Annual)

₹ 50,000 (Half-Yearly)

₹ 9,000 (Monthly)

₹ 50,000 (Annual)

₹ 30,000 (Half-Yearly)

₹ 5,000 (Monthly)

8 years

₹ 50,000 (Annual)

₹ 30,000 (Half-Yearly)

₹ 7,000 (Monthly)

₹ 25,000 (Annual)

₹ 15,000 (Half-Yearly)

₹ 4,000 (Monthly)

Maximum Premium

No Limit (subject to Board approved underwriting policy)

Premium Payment Mode

Annual, Half Yearly, Monthly1

Income Payout Frequency

Annual, Monthly

1. For monthly premium payment mode, 3 monthly premiums are collected in advance on the date of commencement of the policy.

Customise your cover these riders

Riders in insurance have an important part in contingency planning. Top up your Saving Plan with them.
  • icon

    HDFC Life Term Rider

    UIN: 101B019V01

    We pay a lump sum amount equal to the Rider Sum Assured on Death is paid and the rider cover ceases.

    DOWNLOAD BROCHURE
  • icon

    HDFC Life Critical Illness Rider

    UIN: 101B018V01

    We pay one-time lump sum benefit if diagnosed with of any of the specified critical illnesses.

    DOWNLOAD BROCHURE
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Disclaimer

  1. Tax benefits are subject to provisions as per Income Tax Act, 1961. Tax laws are subject to changes.

ARN: EU/07/22/28273