Plan your investments in a simple way!
Use our quick and simple calculator.
- Webpages
- Documents
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
- HDFC Life ClassicAssure PlusInvestment
For NRI Customers
(To Buy a Policy)
-
![Contact Image]()
Call (All Days, Local charges apply)
-
![Contact Image]()
Email ID
-
![Contact Image]()
Whatsapp
(If you're our existing customer)
-
![Contact Image]()
Call (Mon-Sat, 10am-9pm IST, Local Charges Apply)
-
![Contact Image]()
Email ID
For Online Policy Purchase
(New and Ongoing Applications)
-
![Contact Image]()
Call (All Days & Toll free)
-
![Contact Image]()
Schedule a call
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Give missed call to buy a policy
-
![Contact Image]()
Email
Branch Locator
-
![Contact Image]()
Locate a branch
For Existing Customers
(Issued Policy)
-
![Contact Image]()
Whatsapp
-
![Contact Image]()
Call (Mon to Sat, from 10 am to 7 pm, Call charges apply)
-
![Contact Image]()
Email
Fund Performance Check
-
![Contact Image]()
Call (Missed Call)
In this policy, the investment risk in the investment portfolio is borne by the policyholder
HDFC Life Capital Shield
HDFC Life Capital Shield
UIN: 101L112V02Give your family the security to reach greater heights
Assured maturity benefit
Loyalty Additions from the end of the 6th policy year onwards to boost the Fund Value
Life insurance cover during entire policy term
1800-266-9777
(All Days, from 9am to 9pm, Toll Free)
Why HDFC Life Capital Shield?
A Unit Linked Non-Participating Life Insurance plan with dual benefits of insurance and investment
Pay premiums only once or for a limited period of 5 years
Protect your investment from market risks with an Assured Maturity Benefit
Loyalty Additions to boost Fund Value from the end of 6th policy year onwards
Tax benefits as per prevailing tax laws1
Option to make lump sum partial withdrawals from your funds after first 5 years of your policy term
Pay premiums only once or for a limited period of 5 years
Protect your investment from market risks with an Assured Maturity Benefit
Loyalty Additions to boost Fund Value from the end of 6th policy year onwards
Tax benefits as per prevailing tax laws1
Option to make lump sum partial withdrawals from your funds after first 5 years of your policy term
- As per Income Tax Act, 1961. Tax Benefits are subject to changes in tax laws.
- As per Income Tax Act, 1961. Tax Benefits are subject to changes in tax laws.
Dual Benefits For You
Choose your policy and premium payment terms to get maximum benefits.
Host of benefits policy holders can enjoy
- Maturity Benefit
- Death Benefit
- Loyalty Additions
Maturity Benefit
(Benefits on maturity of the policy)
Maturity Benefit
-
Your policy matures at the end of the policy term and all your risk cover ceases. On maturity of the policy, provided all due premiums have been paid, the Life Assured will receive higher of:
- Fund Value
- Assured Maturity Benefit = 101 % of total premiums paid till date less the Total Partial Withdrawals made till date (if any)
Where “Total Premiums” shall be:
- For Single Pay policies : Single Premium
- For Limited Pay policies : 5 times the Annualized Premium
-
Upon payment of maturity benefit, the policy shall terminate, and no further benefits are payable.
Are You Eligible?
Before buying HDFC Life Capital Shield
ELIGIBILITY CRITERIA
Eligibility Criteria |
Minimum |
Maximum |
|
|---|---|---|---|
Premiums |
Single Pay |
Single Pay: ₹ 48,000 |
No limit1 |
Limited Pay (5 years) |
Annual: ₹ 48,000 Half Yearly: ₹ 24,000 Quarterly: ₹ 12,000 Monthly: ₹ 4,000 |
||
Sum Assured – Single Premium |
Entry Age less than 45 years |
125% of Single Premium |
|
Entry Age equal to 45 years and above |
|||
Sum Assured – Limited Premium |
Entry Age less than 45 years |
10 times Annualized Premium2 |
|
Entry Age between 45-54 years |
7 times Annualized Premium2 |
10 times Annualized Premium2 |
|
Entry Age equal to 55 years and above |
7 times Annualized Premium2 |
||
Policy Term |
10 years |
||
Premium Payment Term |
Single Limited: 5 years |
||
Entry Age |
8 years3 |
60 years |
|
Maturity Age |
18 years |
70 years |
|
- Subject to our Board Approved Underwriting Policy.
- Annualized Premium means the premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
- For all ages, risk commences from the date of inception of the contract.
All ages mentioned above are age last birthday.
Not sure which insurance to buy?
Talk to an
Advisor right away
We help you to choose best insurance plan based on your needs
Personal details
Your Required life cover to protect your family’s future is
₹ 0
Recommended plans for you
In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
HDFC Life Capital Shield (Form No: 501-140 , UIN: 101L112V02 )is the name of the Unit linked plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Capital Shield (Form No: 501-140 , UIN: 101L112V02) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
ARN: EU/07/21/24456